it's 5 o'clock somewhere

I know it's 7 at night and these entries are supposed to be my morning thoughts, but ...... in the words of Alan Jackson 'it's five o'clock somewhere'. Moving on... Why is it so hard to take chances? I mean, you know you'll feel better even if things turn out bad. Kids never contemplate the consequences, why do we? What is the fear that attacks us at just the moment we've decided to take action. Why think twice? That is my question to you, the reader. Why as adults do we suddenly feel the need to think twice?